SPoC

SPoC

New Standards
of Security

One of the newest standards of security set by the Payment Cards Industry is Software-Based PIN Entry on Consumer-Off-The-Shelf (SPoC).

SPoC enables merchants to use consumer mobile devices to process EMV contact and contactless transactions with more security than ever before. SPoC Solutions combine these transactions with the security of PIN entry and a Secure Card Reader, offering superior secure assurances to other mobile solutions.

New products by BBPOS meet the high standards of the newer PCI standard, something that most other manufacturers can’t match. This innovative system is enabled by three component technologies.

Hardware

The hardware itself forms the basis of the system, as a secure card reader. For SPoC certification, PCI requires unique certification identifiers for the hardware, which BBPOS provides.

Obfuscation App

A first in payments, SPoC requires a “obfuscation application” to ensure every PIN transaction is unique and can only be performed by authorized human users. BBPOS has just recently developed the WisePIN v1.0.0 for iOS, one of the first and only apps with this certification, commercially available to merchants.

BSA

BSA, or Backend Secure
Attestation, is the last
component for certification. Its function is to update the SPoC
keys periodically, so that every transaction has a unique SPoC
key for maximum security.

Only In-House Solution

BBPOS has the only SPoC solution in the industry where all three main components of  the system are developed and managed in-house. Other SPoC solutions use third party developers or contractors to manage one or more parts of their systems, complicating and potentially compromising security. By offering all components from a single party, us, we offer a superior SPoC solution that prioritizes not just security for the client, but flexibility and convenience.

SPoC Products

WiseCube

  • PCI SCR-P
  • EMV Contact L1 & L2    
  • EMV Contactless L1
  • VISA payWave
  • MasterCard PayPass
  • AMEX ExpressPay
  • Discover D-PAS
  • MasterCard TQM
  • MasterCard Mobile POS
  • Discover Network ZIP
  • PBOC 3.0 L1 & L2
  • QPBOC 3.0 L1 & L2
  • FCC, CE, RoHS

Find Out More

At BBPOS, we’re proud to be pioneering new solutions on the frontier of payments security. Our focus on innovation and evolution allow us to provide unique opportunities to our clients, as this example demonstrates. 
To better understand the importance of security, or for any questions, please contact us here.

Find Out More

At BBPOS, we’re proud to be pioneering new solutions on the frontier of payments security.
Our focus on innovation and evolution allow us to provide unique opportunities to our clients,
as this example demonstrates. To better understand the importance of security,
or for any questions, please contact us here.